The global trade finance gap of $1.5 trillion. MSMEs, key contributors to the growth of an economy, have the biggest difficulties in accessing finance. Low credit profile, cumbersome bank paper work and procedures, lack of adoption of electronic documentation leading to inability of banks to track flows are some of the challenges faced. This leads them to take financing at high interests (18%-24%) increasing costs and having a direct impact on the end customer pricing. Vayana democratizes access to low-cost finance for the counterparties in a supply chain – from large corporates to MSMEs - making it easy, digital and fast.